A separate project for each life
Family, business, shared rent: each project has its own flows, its own analytics and its own members. Projects cannot see each other, so your garage partner will never learn your grocery budget.
Use case: multiple projects
Three piles of money, one head
A family budget, a small business and a garage rented with a friend are three different economies. Piled together they explain nothing: not what is profitable, not who owes whom. Finance Flow 365 splits them into projects and shows a combined view on top.
Start freeWhy “everything in one wallet” fails
Money from different lives mixes silently. A business supply paid with the personal card, groceries bought from “work” money, a friend’s cash for the garage dissolved in the wallet. Each episode is trivial. Half a year later nobody can tell whether the business earns money or quietly eats the family’s.
A single spreadsheet dies fast because each economy has its own rhythm and its own people. The family cares about groceries and utilities, the business cares about supplies and revenue, the garage cares about each partner paying his half. In one pile these questions get in each other’s way.
And there is access. Your garage partner must not see the family budget; your wife should not have to wade through business procurement. You need boundaries, not one shared table for everyone.
Denis’s story
Denis is 41. A family with two kids, and on weekends a small business: he builds made-to-order furniture with a welder friend in a rented garage. They split rent and electricity, buy tools from whichever card is closer, and divide revenue “by feel”.
In words everything was fair. In practice nobody remembered anything. The classic exchange went: “I paid the rent last month.” “No, you paid for the steel, I paid the rent.” Both meant it. There was nowhere to check.
Home was murky too: Denis could not really answer his wife whether the workshop made money or was an expensive hobby. There was revenue, there were supplies, there was rent, and in one wallet they blended into porridge.
In Finance Flow 365 Denis created three projects: “Family” with his wife, “Workshop” with his partner, and a personal one nobody else can access. In the workshop each partner has his own permissions, and every purchase and rent payment is recorded with its author. Combined analytics still shows Denis all three projects at once: what came in, what went out, and where.
A composite story; details changed.
What Finance Flow 365 does here
Members and permissions
Invite the right people into each project with a link and give them their own roles. Your wife sees the family project, your partner sees the workshop, and nobody sees anything extra.
One combined view over all projects
Analytics works inside each project and across all of them: total income, total spending, the price of a day across your whole life. Three economies, one head, one screen.
Every entry has an author
Who paid the rent, who bought the steel, who logged the revenue: the journal shows it all. The “I paid last month” argument ends in ten seconds because there is somewhere to look.
What changed for Denis
A month in, it turned out the workshop was profitable, but less than it felt: supplies ate noticeably more than either partner remembered. They raised the price on two orders out of five and the numbers got friendlier. The decision took one conversation, because they argued over numbers on a screen instead of memories.
The “who paid the rent” talks ended entirely. Not because the partners got better at remembering, but because remembering became unnecessary. Home is calmer too: when his wife asks about the workshop, Denis opens the combined view instead of shrugging.
- The business is provably profitable
- “Who paid” arguments are over
- Personal, family and work money stay separate
- One screen sums up every project
Common questions
How many projects can I have?
As many as you have parallel economies: personal, family, work, shared. Each project gets its own flows, members and analytics.
Can members of one project see my other projects?
No. Permissions are per project. Your business partner sees only the business, your family sees only the family project, and your personal project is yours alone.
Is there a combined picture across all projects?
Yes. Besides per-project analytics there is a combined view: total income and spending across all your projects, so you see your life as a whole rather than in fragments.