Hello, we are Finance Flow 365

We are opening Finance Flow 365 to everyone. A quick tour of what it is, who it is for, and why we decided to build yet another money service when there are hundreds already.

What it is

Finance Flow 365 is a money flow tracker organized by projects. Not a banking app, not a spreadsheet with formulas, not a "finance super app". One job: show where your money moves, and do it so that tracking does not die within a week.

The central concept is the flow: a themed channel with direction and meaning. "Housing", "food outside", "subscriptions", "shelter fundraiser". Flows group into projects: personal, family, work, shared. A project has members and permissions, and every record has an author.

What it already does

Logging an expense takes about ten seconds on a phone. Recurring payments are entered once and count themselves afterwards. Every payment shows its price per day, per month and per year: yearly insurance honestly becomes its daily cost instead of ambushing your budget every September.

The time axis shows the past and the future on a horizon of up to ten years, anchored at "today". A separate cut answers the main everyday question: what will be charged in the next seven days, and how much.

There are more than 160 currencies, and every entry is fixed at the rate of its transaction date. Past totals are never recalculated retroactively: a frugal month stays frugal no matter what the exchange rate does. Debts and installment plans come with balances and reminders.

Shared projects calculate each member's contribution automatically. Public pages open by link with no registration: shelters, homeowner associations and any group collections can show the money moving to anyone interested. And for sensitive records there are private spaces: a personal contour encrypted right in the browser.

There is AI too: on the Plus plan you can log an expense as a plain phrase and it lands in a fitting existing flow by itself. On Pro the AI can create new flows, take voice input and point out where you could save.

Who it is for

People with more than one stream of money. A family alongside personal money. A small business next to a salary. Shared rent with a friend. A shelter's public fundraiser. Crypto next to regular money. The mechanics are the same everywhere: a project, flows, members, honest numbers.

We wrote ten breakdowns of concrete situations: from "where the money goes" to the family budget and transparent fundraising. If you recognize yourself in even one, you are in the right place.

What it costs

There is a free plan, and it will stay free. Registration comes with 50 days of the Plus plan, no card required. After that you either stay on Free or pick Plus or Pro inside the app, once you know what you are missing.

You can start right now: the "Start free" button is at the top of the page. Fifty days of Plus are already waiting.